Attention homeowners: Real estate appraisal services for in Kerrville and Kerr County

Check out the top 7 reasons why TX homeowners hire Collin Gray Appraisal Company:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. Challenge property tax assessments
  3. Remove PMI to lower your monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in TX by determining the true market value of real estate in question

Do you own a house in or near Kerrville? Do you need help determining the value of your real estate?
Contact Collin Gray Appraisal Company.

We at Collin Gray Appraisal Company understand the individual needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. As our non-traditionalclient, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Collin Gray Appraisal Company is experts in helping homeowners just like you delete unneeded and unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that's declining. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. A professional appraisal from Collin Gray Appraisal Company is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. Collin Gray Appraisal Company can provide you with a professional appraisal to help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would like to have a veteran appraiser double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Collin Gray Appraisal Company offers field reviews where we go out and check the subject and comparables in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Collin Gray Appraisal Company can help you with that. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.